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  Mobile Home Loan

Save on Mobile Home Refinancing
Mountainside Referrals

Mountainside Financial offers a wide variety mobile and manufactured home financing
and refinancing options. Our experienced loan officers will help you by putting together the
program that will be the most beneficial to you based upon your needs. Depending on your
credit, the term of the loan and the size of your home, programs and rates will vary.

By refinancing your current mobile home loan, you will lower your interest rate and pay
thousands less for your home loan. Most of the money you pay out to the bank
for your current loan goes towards interest only. When you refinance,
you will keep more of your money in your pocket where it belongs.

Mobile Home Loan Program Highlights:

Low Fixed Rates
No Pre-Payment Penalties
Reduce your Monthly Payment
Shorten the Term of Your Loan
No Payment for up to 60 Days*
Add or Remove Spouse From Ownership of Home
5% Down Purchase Programs
Gifted Down Payment Programs


Mountainside Financial's manufactured home purchase & refinance programs can help you:

Purchase a home at a low fixed rate
Provide a debt consolidation/cash-out loan**
Lower your monthly payment
Reduce the term of your loan

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Program #1
Purchase programs

We offer up to 95% financing towards the purchase of a manufactured home.
We offer a wide variety of financing options.

Program #2
Monthly Payment Savings

Lower your monthly payment without extending the length of your existing loan.
You can stop paying additional interest to your current bank and put the money
back in your pocket, where it belongs

Program #3
Term Reduction

Shorten the length of your loan by continuing to make the same payment you have
always made. Build equity in your home faster by having more of your payment
being applied to your balance instead of just paying interest.

Program #4
Cash-out or Debt Consolodation
**
You can use this program to pay off bills,
consolidate credit card debt or do home improvements.

 

Here is what one of our satisfied clients had to say about their new home loan:

“I couldn't believe the savings when I chose the Term Reduction Program.
Mountainside was able to keep my payment the same and eliminate 8 years
off the current loan.
The savings was over $50,000 in interest.
I finally can see some of my payment going towards principal."

- John, Missouri

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How the loan process works from start to finish
• Once you have completed a brief application, we will work to obtain the best rate and
   program options tailored to fit your individual needs.

• Next a loan officer will contact you to describe the programs available and discuss further
   any specific details regarding your loan process.

• We will require certain documentation to verify information that was submitted on your    application. The following are examples of stipulation the banks may ask for but are
   certainly not limited to this list.

            • Current pay stubs or other income verification
            • W-2’s
            • Written verification of employment
            • Copy of title and/or contract to home
            • Park lease agreements
            • Driver’s license
            • Certification of whether your property resides in a flood zone
            • Verification that the value of your home is within the bank's guidelines

• At this point, we would set up a date for closing. The length of time the loan process
   takes can vary depending upon the specific requirements necessary. In all cases, the
   faster you can provide the items we require from you, the faster we can begin processing
   your loan.

 

* Based on the closing date for an approved loan. The first payment is due 30 days after the loan is completed

** Only in-park manufactured homes are eligible. Not available in Texas.

Mobile Home Loan Specialists


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